Home Loan

Turn your dream of owning a home into reality. Whether you are buying an apartment,renovating or constructing your home, we will plan the right Home Loan for you.

The home loan amount can go up to 75% to 90% of the home property’s value depending on the credit profile of the loan applicant and the caps on the LTV ratios set by the lenders. At Paisabazaar.com, we help you compare the home loan interest rates and other features offered by top banks and HFCs and make online applications for the best home loan options.

Eligibility criteria for Home

Home loan eligibility differs across lending institutions and loan schemes. However, a common set of housing loan eligibility criteria is given below:

  • Nationality: Indian Residents, Non-Resident Indians (NRIs), and Persons of Indian Origin (PIOs)
  • Credit Score: Preferably 750 and above
  • Age Limit: 18 - 70 years
  • Work Experience: At least 2 years (for salaried)
  • Business Continuity: At least 3 years (for self-employed)
  • Minimum Salary: At least Rs. 25,000 per month (varies across lenders & locations)
  • Loan Amount: Up to 90% of property value

Apart from these, your home loan eligibility also depends on the property you are buying and the location of the property.

How to Apply

Till few years back taking a such type of loan was a tedious process. Now, applying for a home loan is not a problem anymore. You do not need to visit various banks anymore. We have partnered with various banks who will provide you home loan at attractive interest rates without any hard-core procedure. We help you in doing research and choose the best for you. Nesta India makes this process easy and quick for you.

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If you are looking for loan and want it to be stress free process then get the best assistance from our team.

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